How to get travel insurance? and how it actually works?

It’s one of the things where you pay a little bit more money and hopes you don’t have to use it but when you do have to use it in case you get hurt injured something gets stolen or your flight gets delayed then you wish you had it. So, I personally use world nomads its trusted and recommended by Lonely Planet and also nomadic Matt and more travel brands.

Travel insurance: simple & flexible

You can buy and claim online, even after you’ve left home. Travel insurance from is available to people from over 130 countries. It’s designed for adventurous travelers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.

6 things you should know about travel insurance from Trusted reliable underwriters is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24-hour emergency assistance and the highest levels of support and claims management when you need it most.

Value for money with the cover you need provides cover for what’s important for travelers from over 130 countries. By focusing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online.

Flexibility when you need it most

Had a change of plans? You can buy more cover or claim online while you are still away. You can even buy a World Nomads policy if you’re already traveling.

Cover for a range of adventure activities

 From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, covers a range of adventure activities, giving you peace of mind to get the most from your travels.

World Nomads keeps you traveling safely

All members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through theWorld Nomads Travel Safety Hub.

More than just great value travel insurance

All members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.

Commitment to exceptional Customer service

They want to make sure you get the most from You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, please contact directly.

Why buy travel insurance from World

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World Nomads Frequently Asked Questions

FAQ 10

What Does my Travel Insurance Cover?
Insurance Cover?

Before you take off for your next adventure, remember to pack travel insurance to ensure you are covered for the whole thing you plan to do. World Nomads covers a huge range of sports, fun activities, and awesome experiences, from air guitar to scuba diving. Just tell them what you’ll be doing, and they will tell you if they can cover it, either as an optional extra or as part of your chosen plan.

Left Home Without Travel Insurance?

If you’ve left home without travel insurance or it’s run out while you’re traveling, don’t worry. You can buy World Nomads Travel Insurance anytime, anywhere. Just tell them where you’re going and what you’ll be up to, and you’ll be covered in minutes. Simply get online, choose a policy, and get on with your awesome trip. Waiting periods and exclusions can apply if you’re buying a policy outside your home country, so read the policy carefully. 

Does My Insurance Cover My Tech?

If losing your tech feels like losing your arm, World Nomads Travel Insurance can help if it gets stolen on your trip. All the plans include protection from theft. There are limits on what can be covered and when and how much you can claim. But the policy will have full details. So, take the time to read it so there are no surprises. 

How Do I Get a Travel Insurance Quote?

Getting a quote for travel insurance is easy and free. You can get one anywhere, anytime, even while traveling. they need to know where you live, where you’re going and when, what you’ll be doing, and who you’re traveling with. Then they will send you a quote so you can compare plans and see what’s covered. You might be able to upgrade your coverage for high-value items, and you can email yourself or a friend a quote. Once you’ve decided it’s right for you, they will take your payment details, and you’ll receive your policy documents by email in minutes. Also, if you become a World Nomads member, it’s super easy to manage your policies and make claims. Sound simple? It is. 

What have to Do if I have an emergency while traveling?

You’re on your new adventure, but what do you do if your plans are suddenly turned upside down? Your mom’s in the hospital, you’re in a serious accident, or your passport’s stolen. These unplanned expenses can burn a hole in your pocket or may even end your trip. That’s where World Nomads step in, with 24/7 support from the emergency assistance team, who can help manage your hospital bills, direct you to the nearest consulate to get an emergency passport or arrange flights to get you home fast. Remember, the policies don’t cover everything and plans can vary, so read your policy carefully just in case.

How Does my Insurance Policy Help Me in an Emergency?

When you buy World Nomads Travel Insurance, you’re not just buying a policy, you’re getting the backing of the emergency assistance teams. Made up of caseworkers, doctors, and nurses, they will ensure you get the best available care when you need it most. Available 24/7, 365 days of the year, the teams will provide practical advice and emotional support for you and your family. Think of them as your personal superheroes, ready to arrange everything from a local hospital bed to an emergency medical evacuation.

How can I Make A Claim on My Insurance?

World Nomads make it easy to make a claim on your travel insurance from anywhere in the world, even while you’re traveling. It’s easy to log in as a member and lodge your claim online. Simply tell them what happened, answer a few questions, and upload the necessary documents. Real humans will then assess your claim, and usually, within a few weeks, they will send you a payment or keep you updated if they need more information to make a decision. And if your claim is successful, you’ll get advice on what’s covered with any limits, conditions, or exclusions and a confirmation of payment back into your bank account.

Am I able to change my travel insurance policy even as traveling?

They know that plans often change while you’re traveling. You might decide to stay longer or change your route. World Nomads Travel Insurance gives you the flexibility to buy more coverage online when you need it, whether you’re in the departure lounge or the beach. Just get a quote, and you’ll have a policy in minutes. If you become a member when you buy, your policy info is easy to access any time and will make it easier to lodge a claim if you need to. So, if you like a flexible itinerary, choose flexible travel insurance.

Who is Covered by my Travel Insurance Policy?

World Nomads make it easy to protect all of the people traveling with you, your partner, your family, or a friend. Just tell them who’s traveling when you get a quote. If there are more than two adults traveling together or you’re traveling with someone who lives in a different country, they’ll need to buy a separate policy. If you’re buying for someone else, be sure to send them a quote first so they know what’s covered before you buy it, and there are no surprises if they need to use it.

How can I give back when I purchase my travel insurance?

At World Nomads, they believe all travelers have a responsibility to give back to the places they travel to. When you buy travel insurance with World Nomads, you can choose to donate to a local community project to help end poverty or protect the environment. 100% of your donation will go directly to the project of your choice. Join more than one million other world nomads making a difference when they travel. Giving back feels good.